America’s Business Benefit Association (ABBA)

About America's Business Benefit Association

America's Business Benefit Association is a non-profit organization comprised of families, individuals, employers, and employees. This nationwide association empowers the individual member with the clout and protection of a large organization.

This association can save you THOUSANDS of dollars a year, if you utilize its services and features. It was specially developed for the self-employed and small business owners. America's Business Benefit Association members have the opportunity to purchase insurance plans to add to the benefits they receive.

Our Basic Membership and Executive Membership packages all include the following valuable features:

Increasing Term Life Insurance on the Primary member:

* $2,500 Benefit in first membership year
* $5,000 Benefit in second membership year
* $7,500 Benefit in third membership year

(Your Term Life Insurance benefit then remains at $7,500 as long as you maintain your ABBA Basic membership!)

ROADSIDE ASSISTANCE: (on Primary member – guaranteed issue – no medical exam or tests) The amount of your insurance depends on the ABBA package you select. Through Road America, 24-hour coverage for the first $50 per occurrence for defined roadside emergency expenses.

EMERGENCY HELICOPTER RESCUE PLAN & MEDICAL AIR TRAVEL ASSISTANCE: Pays up to $4,000 for necessary transport for a certified injury. (Not available to residents of Florida.) When traveling more than 100 miles from your permanent residence, you will have a range of services to assist you in the event of an emergency, including Emergency Evacuation/Repatriation, Vehicle Return, Transportation of Mortal Remains, Transportation of Escort, Minor Children Return/Escort. (Not available to residents of Florida or Connecticut.)

IDENTITY THEFT INSURANCE: Pays up to $2,500 -- with no deductible -- for expenses resulting from identity theft. This benefi t can help pay for expenses you incur as a result of identity fraud, including attorney fees, notarized affi davits, lost wages, and certifi ed mail. (Underwritten by Travelers Casualty and Surety Company of America.)

IN ADDITION, YOUR BASIC OR EXECUTIVE MEMBERSHIP PROVIDES YOU THE FOLLOWING:

HEALTH SERVICES:
* Discount Prescription Drugs
* 24-Hour Nurse Hotline
* GlobalFit Fitness Program
* GymAmerica.com
* LensCrafters Vision Club
* Gateway Medicard
* Vitamin Discount

BUSINESS SERVICES:
* Paychex Payroll Processing
* Business Promotional Items
* Hewlett-Packard Computer & Digital Equipment
* DHL Express Shipping Services
* Office Depot Supplies & Furniture
* Collection Services
* on Letterhead Branded E-Mail
* Credit Card Merchant Program
* Global Cell & Satellite Phone Rental
* UPS Express Delivery Services
* Customized Web Services
* Pre-Employment Background
Reports/Investigative Services
* Office Supplies Discount

TRAVEL SERVICES:
* ITC-50 Hotel Discount
* Association Travel Club
* Car Rental Discounts

CONSUMER SERVICES:
* Child ID Card Services
* Floral Discount
* Savers Club Book
* Moving Service Discount

BASIC MEMBERSHIP PACKAGE: $19.50/MONTH
(Individual OR Family – Same Cost)-Provides you and your family all the above features.

Please contact Warren A. Veach by phone at 972-979-4665 or e-mail at wveach@abbaplans.com for enrollment or questions regarding which of the America's Business Benefit Association plans would be best for you.

Optional Executive Packages available:

EXECUTIVE 2500 PACKAGE

$2,500 TERM LIFE INSURANCE: Benefit amount is paid in the event of your death (Primary member only). Underwritten by Hartford Life Insurance Company

$2,500 ACCIDENT MEDICAL INSURANCE: For medical expenses for injuries from any one accident not covered by other insurance (after $100 deductible). Family plan covers you and all of your dependents.

$1,000 PER MONTH ACCIDENT DISABILITY INCOME: Pays monthly benefit up to 12 months for disability due to accident, after an elimination period of 90 days. Primary member only.

$5,000 ACCIDENTAL DEATH AND DISMEMBERMENT COVERAGE: 24 hours a day, everywhere you go. Family membership covers all family members.

$2,500 CRITICAL ILLNESS COVERAGE: Pays a lump sum if diagnosed with a specified life threatening critical illness, including cancer, heart attack, kidney failure, stroke, and coma. Primary member and spouse, if applicable. Underwritten by AIG Life. Waiting periods and pre-existing condition limitations apply. Not available in WA, OR, NY, CT.

Monthly Cost: Individual- $44.50; Family- $54.50

Please contact Warren A. Veach by phone at 972-979-4665 or e-mail at wveach@abbaplans.com for enrollment or questions regarding which of the America's Business Benefit Association plans would be best for you.

EXECUTIVE 5000 PACKAGE

$5,000 TERM LIFE INSURANCE: Benefit amount is paid in the event of your death (Primary member only). Underwritten by Hartford Life Insurance Company

$5,000 ACCIDENT MEDICAL INSURANCE: For medical expenses for injuries from any one accident not covered by other insurance (after $100 deductible). Family plan covers you and all of your dependents.

$1,000 PER MONTH ACCIDENT DISABILITY INCOME: Pays monthly benefit up to 12 months for disability due to accident, after an elimination period of 90 days. Primary member only.

$10,000 ACCIDENTAL DEATH AND DISMEMBERMENT COVERAGE: 24 hours a day, everywhere you go. Family membership covers all family members.

$5,000 CRITICAL ILLNESS COVERAGE: Pays a lump sum if diagnosed with a specified life threatening critical illness, including cancer, heart attack, kidney failure, stroke, and coma. Primary member and spouse, if applicable. Underwritten by AIG Life. Waiting periods and pre-existing condition limitations apply. Not available in WA, OR, NY, CT.

Monthly Cost: Individual- $54.50; Family- $69.50

Please contact Warren A. Veach by phone at 972-979-4665 or e-mail at wveach@abbaplans.com for enrollment or questions regarding which of the America's Business Benefit Association plans would be best for you.

EXECUTIVE 7500 PACKAGE

$7,500 TERM LIFE INSURANCE: Benefit amount is paid in the event of your death (Primary member only). Underwritten by Hartford Life Insurance Company

$7,500 ACCIDENT MEDICAL INSURANCE: For medical expenses for injuries from any one accident not covered by other insurance (after $100 deductible). Family plan covers you and all of your dependents.

$1,000 PER MONTH ACCIDENT DISABILITY INCOME: Pays monthly benefit up to 12 months for disability due to accident, after an elimination period of 90 days. Primary member only.

$10,000 ACCIDENTAL DEATH AND DISMEMBERMENT COVERAGE: 24 hours a day, everywhere you go. Family membership covers all family members.

$7,500 CRITICAL ILLNESS COVERAGE: Pays a lump sum if diagnosed with a specified life threatening critical illness, including cancer, heart attack, kidney failure, stroke, and coma. Primary member and spouse, if applicable. Underwritten by AIG Life. Waiting periods and pre-existing condition limitations apply. Not available in WA, OR, NY, CT.

Monthly Cost: Individual- $64.50; Family- $89.50

Please contact Warren A. Veach by phone at 972-979-4665 or e-mail at wveach@abbaplans.com for enrollment or questions regarding which of the America's Business Benefit Association plans would be best for you.

OPTIONAL RX PROGRAM: Can be added to Basic or Executive membership packages, for additional fees shown (not available if Primary member is under 18 years of age)

INSURED PRESCRIPTION DRUG PLAN*:

GENERIC DRUGS:

* $15 maximum copay
* $250/month ($3,000/year) maximum benefit per person
* $500/month ($6,000/year) maximum benefit per family
* $50 annual deductible ($100 family)

BRAND-NAME DRUGS:

* Discount pricing and mail order available.

• $26.50/Month—Individual; $44.50/Month—Family

*Exclusions and limitations apply. See plan summary for details. Group policies issued to ABBA.


OPTIONAL DENTAL PROGRAM: Can be added to Basic or Executive membership packages, for additional fees shown (not available if Primary member is under 18 years of age)

DENTAL INSURANCE*:

* Covers Preventive, Basic & Major services
* Up to $1,000 annual benefit per insured
* No waiting periods
* Scheduled benefits for all procedures and access to national dental network discounts
* $50 annual deductible per insured person

• $26.50/Month—Individual; $44.50/Month—Family

Please contact Warren A. Veach by phone at 972-979-4665 or e-mail at wveach@abbaplans.com for enrollment or questions regarding which of the America's Business Benefit Association plans would be best for you.